Lesi Sibalo Se-Medical Aid Tax Credit Sisebenza Kanjani
Lesi sithuluzi sibala i-medical scheme fees tax credit yakho sisebenzisa amazinga asemthethweni e-SARS onyaka wentela owukhethayo. Bese senza isibalo sakho esejwayelekile se-PAYE, bese sisusa i-credit entelaeni oyikweletayo. Umphumela yimali yangempela yentela oyongayo ngenyanga kanye nomholo wakho osulayo osuvuselelwe. I-credit imisiwe. Ayishintshi ngokuya ngokuthi i-medical aid yakho ibiza malini noma ukuthi ukuliphi ihlelo.
Iyini I-Medical Aid Tax Credit?
I-medical aid tax credit igama layo elisemthethweni yi-medical scheme fees tax credit. Yi-rebate emisiwe yenyanga ebhekiswe entelaeni yakho ejwayelekile. Ikhona ngoba iNingizimu Afrika yayeka indlela yakudala lapho abantu babesusa khona wonke umnikelo wabo we-medical aid emalini ekhokhelwa intela. Esikhundleni salokho, wonke umkhokhi wentela oyilungu lwesikimu uthola i-credit efanayo emisiwe yamarandi, kungakhathaliseki ukuthi uhola malini. Umuntu ohola kakhulu nomuntu ohola kancane, uma benenani elifanayo labantu abaxhomekile, bathola i-credit efanayo.
I-Credit Ibalwa Kanjani?
Isibalo sinezingxenye ezintathu.
- Ilungu eliyinhloko lithola inani elimisiwe lenyanga.
- Umuntu wokuqala oxhomekile osohlelweni uthola inani elifanayo nelelungu eliyinhloko.
- Wonke umuntu oxhomekile ngemva kowokuqala uthola inani elimisiwe elincane.
Hlanganisa zonke lezi zingxenye ezintathu bese uthola i-credit yakho ephelele yenyanga. Yindlela efanayo uhlelo lwakho lwe-payroll okufanele lube luyisebenzisa.
Ubani Obalwa Njengomuntu Oxhomekile?
Umuntu oxhomekile yinoma ubani omunye ohlanganiswe ngaphansi kwe-medical scheme yakho. Lokhu kuvamise ukufaka umlingani wakho nezingane. Kungafaka nezinye izihlobo uma zibhalisiwe njengabahlomuli esikimini futhi wena ukhokha iminikelo yazo. Abantu ababhalwe ngempela esikimini kuphela yibona ababalwayo ku-credit yakho.
Kungani I-Credit Ingekwazi Ukwehlisa Intela Yakho Ngaphansi Kuka-Zero?
I-medical scheme fees tax credit yehlisa kuphela intela osuvele uyikweleta. Uma intela yakho ejwayelekile yenyanga isivele incane kune-credit yakho, inani eleqile alibuyi kuwe njengemali ephaketheni ngale credit. Iningi labakhokhi bentela abasebenzayo likweleta intela eyanele ukuze i-credit yonke isebenze. Lesi sibalo sikubonisa ngqo ukuthi ingakanani i-credit yakho esetshenziswayo ngempela nyanga ngayinye.
I-Additional Medical Expenses Tax Credit
I-SARS inikeza neyinye i-credit yabantu abanezindleko eziphakeme zezokwelapha. Le enye ifaka iminikelo ye-medical scheme engaphezu komkhawulo othile kanye nezindleko zezokwelapha ozikhokha ngephakethe lakho, njengemithi ebhalwe udokotela noma izikweletu zochwepheshe ezingahlanganiswanga isikimu sakho. Isebenzisa ifomula ehlukile futhi incike eminyakeni yakho nasekutheni ngabe wena noma umuntu oxhomeke kuwe unokukhubazeka. Lesi sibalo asifaki leyo credit yesibili. Sigxile kuphela ku-credit ejwayelekile yenyanga ye-medical scheme fees cishe wonke amalungu e-medical aid afanelekela kuyo.
Isibonelo Esibaliwe
Ake sithathe umsebenzi ohola R25,000.00 ngenyanga onabantu aba-3 ku-medical scheme yakhe. I-credit yakhe yenyanga iphuma ku-R1,006.00. I-PAYE yakhe ngaphambi kwe-credit ingu-R3,380.98 bese yehlela ku-R2,374.98 ngemva kokuba i-credit isisebenzile. Lokho kuyimali yangempela engu-R1,006.00 engena ephaketheni lakhe nyanga zonke ngenxa yokuba ne-medical aid nje kuphela.
Imibuzo Ejwayelekile Nge-Medical Aid Tax Credit
Iyini i-medical aid tax credit eNingizimu Afrika?
Yimali emisiwe yenyanga i-SARS eyisusa entelaeni yakho ejwayelekile ngoba ungilungu lwe-medical scheme ebhalisiwe. Igama layo elisemthethweni yi-medical scheme fees tax credit futhi isebenza kuwo wonke amazinga emali engenayo.
Ibalwa kanjani i-medical aid tax credit?
Ilungu eliyinhloko lithola izinga elimisiwe lenyanga. Umuntu wokuqala oxhomekile uthola izinga elifanayo. Wonke umuntu oxhomekile olandelayo uthola izinga elimisiwe elincane. Hlanganisa lezi zingxenye ezintathu ukuze uthole i-credit yakho ephelele.
Ingabe i-medical aid tax credit isebenza kuwo wonke umuntu?
Isebenza kunoma ubani okhokhela i-medical scheme ebhalisiwe yena mathupha noma abantu abaxhomeke kuye. Inani lamarandi limiswa yi-SARS unyaka ngamunye futhi alishintshi ngokuya ngemali engenayo.
Ingabe i-medical aid tax credit ingayehlisa intela yami ibe u-zero?
I-credit ingehlisa intela yakho ize ifike ku-zero. Ayikwazi ukudala imali ebuyiselwayo ngokwayo ngale credit. Uma intela oyikweletayo isivele incane kune-credit, ingxenye eseleyo ayikhokhelwa.
Ingabe ikhona enye i-credit yezindleko zezokwelapha ezingaphezu kweminikelo yami ye-medical aid?
Yebo. I-SARS ivumela ne-additional medical expenses tax credit yezindleko ezinkulu ozikhokha ngephakethe lakho kanye neminikelo engaphezu kwemikhawulo ethile. Lesi sibalo sifaka i-credit ejwayelekile yenyanga kuphela.
Amathuluzi Nemihlahlandlela Ehlobene
- Isibalo Se-PAYE. Bona intela yakho yonke yenyanga nomholo owuthathayo uye ekhaya.
- Isibalo Se-UIF. Bala umnikelo wakho we-UIF wangenyanga.
- Isibalo Sentela Ye-Bonus. Hlola ukuthi i-bonus noma i-13th cheque ikhokhiswa kanjani intela.
- Isibalo Se-Travel Allowance. Bona ukuthi i-travel allowance iyithinta kanjani i-PAYE yakho.
- Indlela I-PAYE Esebenza Ngayo. Incazelo egcwele yohlelo lwama-bracket intela yakho ebalwa ngawo.
- Ama-Rebate Entela Achazwe. Indlela i-rebate yakho ehambisana neminyaka eyehlisa ngayo intela.
- Amathebula Entela Aphelele. Wonke ama-bracket, ama-rebate namazinga e-medical credit onyaka wamanje.